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"Twenty-nine state-owned banks wrote off a total of Rs 1.14 lakh crore of bad debts between financial years 2013 and 2015, much more than they had done in the preceding nine years,” according to a newspaper report. Can private sector banks help the poor or do we need public sector banks? If Public sector banks exist, should we not ponder upon the policies that govern them presently?Join us for #ccstalks on Wednesday, 16 March 2016 from 4-5pm! Log in to tweetchat.com or Twitter and follow #ccstalks. We look forward to speaking with you! For more information, contact Snigdha Verma (programs@ccs.in(link sends e-mail)).